SIP Calculator (India)

Estimate mutual fund SIP maturity value, invested capital, and expected wealth gain with optional annual step-up.

Monthly SIP Amount (₹)

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Expected Annual Return (%)

percent

Investment Period (years)

calendar_month

Annual Step-up (%)

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Optional yearly increase in SIP amount to model rising income.

Estimated Maturity Value

0.00

info Enter SIP details

Total Invested 0.00

Estimated Wealth Gain 0.00

Returns are estimates based on constant monthly growth and do not represent guaranteed mutual fund performance.

SIP Calculator Guide

What this calculator does

This SIP calculator estimates the future value of a fixed monthly mutual fund investment. It shows how much money you contribute over time and how much of the final corpus may come from compounding gains.

How to use it

Enter your planned monthly SIP, expected annual return, and investment period. Add a step-up percentage if you expect to increase your SIP each year. The output updates instantly for quick long-term planning.

Example usage

A Rs.10,000 monthly SIP for 15 years at 12% expected return with a 10% annual step-up can grow much faster than a flat SIP. This is useful when mapping goals like a house down payment, child education, or retirement investing.