EMI Calculator
Plan your home, car, or personal loan. See exact monthly EMI, total interest, and complete payment breakdown.
Visual Breakdown
See principal vs interest split clearly with progress bars.
Quick Tenure
Tap preset tenures for 1, 3, 5, 10, or 20 year loans.
Total Cost View
Know exactly how much interest you'll pay over the entire loan.
EMI Calculator Guide
What this calculator does
The EMI calculator estimates your fixed monthly installment for a loan based on principal amount, annual interest rate, and tenure in months. It also calculates total interest outgo and full repayment amount, which helps compare borrowing options before you finalize a home, car, or personal loan decision.
How to use it
Enter loan amount, annual rate, and tenure. Use quick-tenure chips for faster comparison across common durations. Results update instantly and include a visual principal-versus-interest split so you can understand how borrowing cost changes with interest rate and tenure. If you enter 0% rate, the tool still provides straight-line repayment values.
Example usage
Suppose you borrow ₹5,00,000 at 8.5% annual interest for 60 months. The calculator will show monthly EMI, total interest paid over five years, and total repayment. You can then change tenure to 36 or 120 months and compare whether lower EMI is worth the additional total interest burden.