Old vs New Tax Regime Calculator
Plug in the same salary and deduction profile once and compare both India tax regimes side by side. This is useful when HRA, 80C, health insurance, and NPS change the answer more than the headline slab rates suggest.
HRA and these deduction fields only affect the old regime in this comparison.
Quick reading
If your HRA exemption, 80C investments, insurance deductions, and NPS contributions are high enough, the old regime can still win. If those deductions are small, the new regime often stays ahead because of the wider low-rate slabs and bigger salary standard deduction.
How to Use This Comparison
Enter the same annual income once, then add the deductions that are actually available under the old regime. The calculator will automatically leave those out of the new regime side, apart from the salary standard deduction.
If you are unsure about your HRA exemption amount, use the dedicated HRA Exemption Calculator first and paste the exempt amount here. That makes the side-by-side comparison much more realistic.