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Personal balance sheet
Net Worth Calculator
Add up what you own and subtract what you owe. This gives you a quick net worth snapshot that is useful for personal finance reviews, financial planning, and yearly progress tracking.
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Assets
Liabilities
Net Worth
$0.00
info
Enter your assets and liabilities
Total Assets
$0.00
Total Liabilities
$0.00
Debt-to-Asset Ratio
0.00%
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Why Track Net Worth?
Net worth gives you a cleaner financial health metric than income alone because it captures both assets and debt in one number. It can improve even when salary stays flat if debt shrinks or investments grow.
This calculator is meant for quick snapshots. For serious tracking, reuse the same categories monthly or quarterly so the trend line becomes more meaningful than any single reading.